The Illinois Department on Aging (IDoA) is encouraging everyone with Medicare to check if their plan still meets their needs and budget during this year’s Open Enrollment Period, which began on October 15th and runs through December 7th, 2024. Individuals can get free help comparing health and drug plan options by contacting the state’s Senior Health Insurance Program (SHIP).
“Your health needs can change from year to year, and so do Medicare plan costs and coverage,” said SHIP Director Sandy Leith. “Now’s the time to review your current Medicare coverage to make sure it still meets your needs. To help you make an informed decision, the Senior Health Insurance Program uses trained volunteers to offer trusted, unbiased Medicare counseling to Medicare-eligible individuals, their families, and caregivers.”
SHIP counselors are available in person and online throughout the year, but they are especially helpful during Open Enrollment from October 15th to December 7th, when people with Medicare can join or switch health and prescription drug plans for the coming year. For those who switch plans, coverage starts on January 1st, 2025.
New for 2025, yearly out-of-pocket costs for Medicare drug plan-covered prescription drugs will be capped at $2,000. People with Medicare Part D prescription drug plans can also choose to spread their out-of-pocket costs across the calendar year instead of paying all at once at the pharmacy.
To get help understanding your Medicare options and how you can save money on costs, call or visit a SHIP site near you. You can also compare 2025 coverage options and shop for plans using Medicare’s Plan Finder or by calling 1-800-MEDICARE to talk with a customer support representative. TTY users should call 877-486-2048. The Medicare Support Hotline is available 24/7, except for some federal holidays.